AI and privacy

AI should explain your portfolio, not own it.

Horyzon Pro uses AI for informational portfolio analysis, with context shaped by your holdings and written theses. You stay in control of the decision.

Read privacy policy

AI boundary

Uses your context

Holdings, allocation, movement, and written theses can make answers more useful.

Does not trade

Horyzon is not a broker and cannot execute portfolio decisions for you.

Informational only

AI output is a review aid, not financial, legal, or tax advice.

Principles

Useful context, clear limits.

Horyzon's AI layer is designed around review, not trading signals. It works best when it can understand both the portfolio and the reasoning behind it.

Request-based AI

Horyzon uses AI when you ask for analysis or a portfolio answer. It is not a broker and does not trade for you.

Minimum useful context

AI requests are designed to send only the portfolio context needed to answer the question.

Thesis-aware analysis

Horyzon can include your written position theses so answers can reference why you own a holding, not only what moved.

No broker login required

You can start tracking manually without sharing brokerage credentials.

On-device insights where possible

Rule-based checks such as concentration and diversification can run without sending a prompt to an AI provider.

Not financial advice

AI insights are informational and should be verified before making financial decisions.

AI flow

From question to review.

The useful part of AI is not just a model response. It is the context Horyzon can give that response.

You ask

You request portfolio analysis, a health check, or an answer about risk, allocation, performance, or thesis context.

Horyzon prepares context

The app and backend prepare the relevant holdings, allocation, movement, and thesis details needed for that request.

AI responds

Gemini is used first, with OpenAI available as a fallback. The response is shown as informational analysis inside Horyzon.

You decide

The app helps you review, but it does not make trades, give personalized financial advice, or replace your own judgment.

What AI can use

The thesis is the difference.

A generic answer can describe diversification. A thesis-aware answer can also consider why a position exists, what would change your mind, and how it fits your Horyzon.

Holdings: Asset names, symbols, types, values, allocation, and movement relevant to the request.
Theses: The written reasoning you saved for positions, when it helps answer the question.
Market context: Earnings, dividends, press releases, and attribution where available.
Boundaries: No trade execution, no guarantee of accuracy, and no replacement for professional advice.

Does Horyzon use my financial data to train public AI models?

No. Horyzon states that financial data is not used to train public AI models under its provider agreements.

Which AI providers does Horyzon use?

Horyzon uses Google Gemini as the primary AI provider and OpenAI as a fallback provider for AI portfolio analysis and assistant features.

Do I need to connect a broker to use Horyzon AI?

No. Horyzon is manual-first. You can add holdings yourself and use AI analysis without connecting a brokerage account.

Does Horyzon AI provide investment advice?

No. Horyzon provides portfolio tracking and informational analysis only. AI outputs can be wrong and should be independently verified.

SEO topic cluster

Explore the problems Horyzon is built to solve.

These pages explain Horyzon through specific search intents: writing investment theses, tracking manually, using AI with context, and keeping portfolio decisions reviewable.