At Horyzon, we believe your financial data is yours alone. We built this app to give you intelligent insights into your wealth — not to monetize your portfolio data. This Privacy Policy explains how we collect, use, and protect your information.
1. Information We Collect
We only collect information necessary to provide and improve our services:
Account Data: You can use Horyzon without creating an account. If you choose to sign in via Sign in with Apple or Google, we collect only the basic identifier information needed to sync your data across devices.
Financial Portfolio Data: To generate insights, you input assets, holdings, and transactions. This data is stored securely and used solely to provide you with portfolio tracking and AI-powered analysis. We do not sell this data to hedge funds, brokerages, advertisers, or any third party.
Device & Usage Data: We collect anonymized diagnostic data and crash reports via Firebase Crashlytics to maintain app stability. We also use Firebase Analytics for aggregated, anonymized usage metrics.
Widget Data: If you use Home Screen or Lock Screen widgets, portfolio summary data is stored locally on your device via App Groups. This data never leaves your device.
2. Artificial Intelligence & Your Data
Horyzon uses AI models from Google Gemini and OpenAI as a fallback to provide personalized portfolio analysis and insights.
Minimal Data Sharing: We send only the minimum required portfolio data to these AI providers via secure, encrypted API connections.
No Model Training: Your financial data is never used to train public AI models. Both Google and OpenAI process data under data processing terms that prohibit using customer inputs for public model training.
On-Device First: Rule-based insights, such as diversification checks and concentration warnings, run locally on your device without any data leaving it.
3. How We Share Your Information
We are not a data broker. We share data only with trusted infrastructure partners strictly necessary to operate the app:
Cloud & Authentication: Google Cloud and Firebase for secure, encrypted data storage and authentication.
Market Data: TwelveData provides real-time and historical market prices. We send asset ticker symbols only — never your portfolio balances, personal information, or transaction history.
Subscriptions: RevenueCat and Apple process premium subscriptions. Payment details are handled entirely by Apple — we never see your credit card information.
Error Monitoring: Firebase Crashlytics receives anonymized crash reports containing no financial data.
Legal Compliance: We may disclose information if legally required by a valid court order or subpoena.
4. Data Security & Retention
We implement industry-standard encryption in transit (TLS) and at rest to protect your data. We retain your personal and financial information only for as long as your account is active. If you delete your account through the app's settings, your data is permanently removed from our active databases within 30 days.
5. Your Privacy Rights
Depending on your location, including California under CCPA, the EU/EEA under GDPR, Turkey under KVKK, and the UK under UK GDPR, you may have rights regarding your data:
- Access: Request a copy of the personal data we hold about you.
- Correction: Request that we correct any inaccurate information.
- Deletion: Delete your account and associated data directly from Settings within the app, or by contacting us.
- Data Portability: Request your data in a portable format.
- Opt-Out: Unsubscribe from any marketing communications at any time.
6. Children's Privacy
Horyzon is not directed at anyone under the age of 17. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it.
7. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy in the app or on our website with a revised "Last Updated" date.
8. Contact Us
If you have questions about this Privacy Policy, wish to exercise your privacy rights, or want to submit a data deletion request, contact us at privacy@horyzonapp.com.